Do you want to make UPI payments and don’t have internet? Do not worry! HOW do you do without internet


New Delhi: Some people run out of cash at all due to the popularity of UPI apps like Google Pay, PhonePe, Paytm and others. Today, pretty much everyone takes UPI payments, from merchants in lavish shopping centers to a small corner florist, making this a more common option than cash payments.

Online transactions are now hassle free, unlike before when you had to carry wallets and make sure you had lesser value currencies like Rs 10, Rs 20 or Rs 50. (Also read: BIG festive bonanza! People of THESE states get groceries, including SUGAR at a subsidized rate; details here)

Since UPI has helped us with transaction problems that have always existed, it has also introduced some new ones. For example, have you ever had to make a payment, but your phone ran out of battery or had a bad internet connection? Whatever experience you have had, it is better that you know that you can use a USSD code to access UPI (Unified Payments Interface). (Also Read: A 77-year-old man wins a Rs 41 lakh lottery by using THIS TRICK)

Whether you have a smartphone or a feature phone, the USSD technology makes banking accessible and easy for everyone. It was first introduced by NPCI in November 2012 with only two limited telecom partners – BSNL and MTNL – but is now accessible on all top mobile networks. The *99# service is offered in 13 different languages, including Hindi and English, according to NPCI. 83 top banks provide the service.

A step-by-step guide to change your UPI setting

Step 1: Open the call dialer on your smartphone or feature phone and dial *99#.

Step 2: Choose the desired language and type the name of the bank or the first four letters of the IFSC code.

Step 3: Users can select the bank account they want to use from a list of accounts linked to their phone and displayed on the screen.

Step 4: Users must provide the last six digits and the expiration date of their debit card.

Step 5: After completing this procedure, consumers can now pay without an internet connection.

A step-by-step guide to make UPI payments without internet

1. Start the call dialer, then enter 1 to send money by dialing *99#.

Step 2: Choose the desired option and enter the phone number, bank account number or UPI ID.

Step 3: Submit the amount and UPI PIN.

Your trade will be executed in step four. (Use of the *99# service may incur charges of up to Rs 0.50 per transaction. In addition, the current limit for this service is Rs 5,000 per transaction.)





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